In Maine when you buy a new car you should be aware of one very
important fact. You can't register a vehicle in this state without
showing proof of insurance. The insurance you purchase must include not
only the legally required limits of liability insurance, and uninsured
motorist coverage but $1,000 medical payments coverage too. If you don't
show the proof, you can't operate the car.
All drivers in Maine have one important thing in common. Regardless of what type of car they drive and the level of car insurance they are looking for, they want to get the best rates in Maine. Many people make the mistake of buying a policy based on the first quote they receive. This is never a good idea. In order to find the best rates, you have to do some comparison shopping.
It's a good idea to call several car insurance companies when you are searching for a new policy. The minimum number you should call is three but really the more the better. When you do call you'll be asked to supply some basic information and from there the agent will calculate a quote for you. Be truthful with all the information you do give as you want the quote to be as accurate as possible.
Don't neglect the insurance company you already do business with. If you have a homeowner's or health insurance policy, that company may be able to offer you a great rate on auto insurance in Maine. In fact, if you purchase car insurance from them, it may result in lower rates for your other policy or policies.
If you already have a car insurance policy in place, ask your agent about a renewal discount. If they realize that you are contemplating making the move to another vendor, they may be willing to offer you a better rate in order to keep you where you are.
Many automobile insurance companies give out free quotes to new and existing customers. All it takes is a phone call and you'll have a general idea of what you would be expected to pay to insure your vehicle. Each agent you contact will price your policy out based on the information you supply including your age, driving history, the make and model of the car and who else you'd like insured on the vehicle.
