Kansas Car Insurance
Finding Kansas car insurance is a little bit different than in some other states. Did you know that by law, all cars entering Lawrence city limits must sound their horn to warn the horses you're coming? While you might not see that many horses in town any more, if you own a car in Lawrence, or anywhere else in Kansas, you should have proper KS car insurance coverage.
Residents of Kansas are required by law to have at least the State's minimum requirements for car insurance. Drivers are expected to have at least $25,000 in bodily injury coverage per injured person up to $50,000 per accident. Kansas drivers are also required to have Property Damage Liability in the amount of at least $10,000.
In addition, Kansas state law requires a minimum of $4,500 of Personal Injury Protection, or PIP, as it is commonly referred to. Personal Injury Protection car insurance coverage helps pay for reasonable and necessary medical expenses for you and your passengers.
To help protect you against damages caused to you and/or your passengers by an uninsured or underinsured driver, Kansas requires you to carry at Uninsured/Underinsured Motorist coverage of at least $25,000 per person, up to $50,000 per accident for any bodily injury caused by an uninsured or underinsured driver.
Keep in mind, that these are just the state of Kansas minimum requirements. You might want to add more coverage to your car insurance policy to ensure your family is well protected in the event of an accident.
You may believe that you are forced to deal with unfair and unreasonable insurance prices. With a rises in car theft, vandalism, crime, and inflation, you could be thinking that you have to settle for whatever car insurance companies decide upon. This is false.
Statistics show that car insurance prices have been on the rise by approximately 5 percent a year since 1999. However, in 2007 car insurance prices fell by approximately 1 percent. For people living in Kansas, this is great news! Kansas car insurance prices have continuously been below the national average, so you may save even more on your car insurance than you have in the past.
Article Tags: Insurance Prices
Source: Free Articles from ArticlesFactory.com
ABOUT THE AUTHOR
http://www.onlineautoinsurance.com is a leading auto insurance in Maine source. Click for more information on cheap auto insurance and other informative topics.