Many UK car owners are paying too much for their car warranties. With changes coming about in the car warranty market, there are now opportunities for all of us to cut our warranty bills.
Warranties are often sold by dealerships and other large car retailers. As the people responsible for selling vehicles, it's not surprising that they have put themselves in a position to sell additional extras, with car warranties being one such example.
So many policies are sold by car retailers that they really dominate this market. Indeed, there are plenty of car owners who are unaware that it is possible to buy policies from anywhere other than vehicle retailers.
Any product where the consumer has less than a complete knowledge of what is available is likely to be sold at a higher price than is really necessary. Some would say that this is the case with car warranties.
Many retailers have been aware of the fact that, when it comes to purchasing a car warranty, few car owners seem prepared or able to shop around.
Is this situation the fault of the car retailers and all of us as consumers. The answer is that we are all partly to blame but that there is another group that comes into the equation.
Independent warranty providers have been content to sell policies to car retailers, rather than direct to consumers. By adopting this approach, they have inadvertently led to an increase in warranty prices.
They've also led to the situation where many car owner see a lack of competition in this market.
Fortunately, things are starting to change. Many independent car warranty companies are now looking to sell direct to consumers online.
This should lead to increasing transparency and falling prices, which can be embraced by consumers.
If you want to get the best deal on car warranties then a good starting point is to look at what is available from such companies online.
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