What to Do in Case of Car Accident
Driving a car is a satisfaction, but it is also one of the most life-threatening activities in the world. No matter if you follow all traffic rules and practice utmost care when driving your vehicle, you can still not predict the unpredictable. Automobile accidents are among the worst types of events wherein you can either be the victim or the offender. Also, it can be a minor incident or a major fatal one, something that require a prolonged recovery period.
Dealing with Insurance Firms
Report the car accident to your insurance company immediately. You may call your insurance broker or their 24 hour helpline number. You may even file your claim on the internet if your car insurance company provides this kind of service. Give your agent all the necessary details, as well as all the information you acquired from the other driver. State the incident correctly, and never tamper with the evidence for this can lead to the denial of your claim.
It is also advisable to take your vehicle to a garage to obtain an estimate for all the damages that have materialized following the accident. This also includes determining the number of days you need to be absent from work as a result of the accident. In addition to that, know the storage costs, towing costs, medical bills and anything else that contribute to the financial losses.
As soon as your insurance provider gathers all the information about the car accident, allow some time for them to finish processing the claim. The insurance agents of both parties involved will settle the matter concerning the claim. Upon reaching a mutual agreement, they will then present you with a statement to settle the damages. If the amount quoted for your car repair is fine with you, accept it. However, if you are not satisfied with the amount, you can turn down the settlement and seek the legal assistance of an attorney to claim your financial compensation.
Be honest if you are responsible for the accident, because your insurance company will eventually find out the actual facts. Make sure you know every detail about your car insurance and health insurance in the event you become involved in an accident. Gather as many evidences and documents as you can to help back your claim.
Source: Free Articles from ArticlesFactory.com
ABOUT THE AUTHOR
VinAudit is a startup in the vehicle history marketplace. A first level consumer access provider for the National Motor Vehicle Title Information System, offering reports at a fraction of traditional costs. After launching in 2011, VinAudit.com has been providing Vehicle Reports to consumers, dealers and industry partners.