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Accident of Teenager Car Affects Insurance Rates

In the case of car crash by the teenagers the affect of which are very bad on the insurance rates in future and if something big goes wrong then the insurance company might not insure the teen again and this is very bad for the future of the teenager.

Free Reprint ArticlesThe accident if done by the teenagers then he will be asked car insurance questions which are very annoying as the insurance agents who have give the claim ask very tough questions and even if there is no mistake in the accident of the teenager even then also the fault of the teenagers will be taken and not of the other person.

Most of the insurance agents always gives an advice that not to report the accident and get the car fixed up by themselves from there own pocket but the parents inner self does not allow this but the thing is that the teenager will not be able to get the insurance again and also might have to surrender the license and also the rates of the teens policy will be so expensive which would be beyond the affordability of your pockets thus the accidents affect auto insurance premium rate are very true.

The rates of the insurance policy of the teenager will depend up on what kind of accident they have done that is if the accident is of minor case such as if the car has got some brushes by just hitting on the door of the garage or some of the stuff have got slipped from there hands and stuck into the front bonnet of the car and some small dent is there in such a case there is no need to repot the accident to the insurance company because even then they will ask that whether your child took the car with or without your permission and many other tedious questions.

So the last thing which is to be taken care is that if the teen has got up into a small accident then you should not report it and if the accident is very big and also a third party is involved then the accident should be notified to the insurance company right away. Thus the rates of the car insurance really goes sky high if the teen is really involved in some car or any other automobile accident and the best thing is to get reported and pay the higher insurance rates next time.

Article Tags: Insurance Rates

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