Richard Gilliland

Citi AT&T Universal Platinum Card

Citibank is a company favored for its commitment towards its customers. A proud member of Citigroup, the bank issues some of the best-known credit cards with a package of rewards, commendable charges and great security cover.

The Citi AT&T Universal Platinum Card is one such card from Citibank that has been designed to satisfy those of you who yearn for a credit card, which could also be used as a prepaid calling card. This card requires you to have good credit rating so that you can take advantage of platinum level benefits.

Citi AT&T Universal Platinum cards offer you a multitude of perks and benefits that you can never find in a traditional credit card.

You can call the Citi AT&T Universal Platinum Card a credit card as well as a calling card. The card might cost you more for calls than normal services if you use it as a calling card. Yet, if you consider the emergencies, you will find the card thoroughly beneficial as it allows you to access a variety of AT&T calling plans.  

Now suppose you are on the road and your cell phone is not working and you are required to use the public pay phone – Citi AT&T Universal Platinum Card can prove very handy. There are also other benefits as below: 

§         Firstly, you get upto 30 free phone minutes per month anytime and anywhere

§         Two free directories for assisting your inquiries per month

§         For replacement coverage, you are reimbursed with wireless phone loss and theft insurance

Citi AT&T Universal Platinum Card also offers some exciting basic features. Find out the features from the following:

§         The introductory APR 0% on new purchases and balance transfers for 12 months allows you to save and manage your finances. With the expiry of the introductory period the interest rates remain competitive and low.

§         If you have balances on other cards charging high interest rates Citi AT&T card allows you to transfer balance without any interest during the introductory period.

§         However, for the cash advances, you have a minimum cap of 19.99%; this implies that no matter how much the LIBOR Rate dips (the APR is associated with the LIBOR Rate), the interest rate will never decline, below the minimum cap.

§         There is no annual fee to be charged

There can be no better advantages than what the Citi AT&T Universal Platinum Card offers. There is an assortment of platinum benefits to assist your journeys and guard your purchases. Check the following for your satisfaction:   

§         With the card, you can make online purchases confidently, as your card automatically entitles you to purchase protection, merchant dispute resolution and extended warranties for your purchases.

§         The security measures like fraud early warning and Citi identity theft solutions protect you from credit card frauds.

§         AT&T Universal Platinum allows you to enjoy a hassle free travel with lost wallet service, emergency airline ticket replacement, and lost and damaged luggage insurance. If suppose you lose your wallet, once you contact AT&T Universal you get a new one through emergency cash replacement.

§         You may feel safe to rent a car for your travel as your credit card includes automobile rental insurance and upto $1000000 travel accident insurance.

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