john metthew

Corporate approach towards Disability Benefits Claim in Canada

Find out the Disability Benefits Claim in Canada

The government of Canada offers disability benefits to support people who needed it the most. The government assists people with disability to take control of their lives. However, there are procedures to be followed for claiming the disability benefits. In the corporate world, insurers and employers are taking a collaborative approach to manage disability claims. They are involving HR, medical, emotional and psychological professionals for assessment of the claim.

Initially the procedure for applying claim was like a lengthy affair. In the last few years, disability claims have increased gradually. There are different types of Disability Benefits Claim for the people suffering from physical disability or mental illness. The employers prefer to avoid disability claims because of the complexity of claims. For employers, diseases such as Fibromyalgia or soft-tissue injuries are not considered to be serious diseases for disability claim. Other diseases such as cancer, broken bones are uncomplicated in terms of assessment. According to the Canada Safety Council, depression, bipolar disorder, anxiety or any number of mental health conditions represent up to 40 per cent of reported disability claims in Canada. The element of subjectivity makes it more challenging to judge and manage. Moreover, the employees are well aware of their benefits, rights and entitlements.

Nowadays the approach of insurers to assess claims has changed. It has shifted from a medical administrative model to a functional ability model. Employers as well as insurers are changing their approach towards Disability Benefits Claim. Employers are approaching human rights legislation with more purpose. They are making a conscious effort t make sure that the employee gets back his job.

Employers and insurers need to follow a comprehensive disability management program to help people with Disability Benefits Claim.

Article Tags: Approach Towards Disability, Towards Disability Benefits, Disability Benefits Claim, Approach Towards, Towards Disability, Disability Benefits, Benefits Claim, Disability Claims

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