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Low Cost and Free Health Insurance Plans for Your Kid

If your children are still uninsured or you have not any Health Insurance plan for them there are many programs available to assist you. The two main options are Medicaid and SCHIP State Children’s Health Insurance Program.

Medicaid is geared toward low income families and insurance through SCHIP is available for those children who are uninsured, but whose parents earn too much money to qualify for Medicaid.

The first step in obtaining health insurance for your children is to find out whether you qualify for Medicaid or not. Normally, if your income is limited then you should apply for Medicaid services. A qualified case worker will review your case to verify your eligibility and provide access services.

 Medicaid does not cover all type of cases. It only covers children under the age of eighteen, and in many states children under the age of twenty one years and pregnant women and their babies.

 Children who do not qualify for Medicaid program may be eligible for health insurance through SCHIP. SCHIP is a federally funded, but this program is organized by the state. This means that each state sets its own eligibility criteria. In general the families whose income is near about two times that of the federal poverty level are qualified for this scheme. Some states have even expanded this program by including adults too. Every body that is qualifying for this program can take the benefit of this program.

To avail this facility you can search for the details on internet. If your family qualifies these rules then you can call on toll free number listed for your state to request an application and program hand book. Each state has developed its own web site with information about its specific insure kids now or SCHIP programs. Maximum allowable family income is different from state to state you can see related features for links to state program details too.

In any case you are unable to receive child support Medicaid will also refer you to your local office of Child Support Enforcement. There are also some particular sitesFeature Articles, for details you can search on these sites too.  For obtaining the free health insurance for your child you have to complete an application form which you can avail from the office. Before filling the form confirm that your candidate is eligible for the requirements.

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