Progressive - Ways to Save Money on Your Premium

Sep 1
17:15

2011

Anna Woodward

Anna Woodward

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If you are happy with your policy at Progressive, but wish to save a little extra money, consider some ways to reduce your rates. Your agent should be able to help you in this endeavor.

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Everyone looks for ways to save money on car insurance,Progressive - Ways to Save Money on Your Premium Articles especially when looking for a new provider. However, even if you are already signed up with a company, you may still be able to reduce your rates. For example, if you already use Progressive and are generally happy with the services, but want lower rates, you should check out a few ways to get additional discounts.

One of the most obvious ways to keep your rates low is to stay accident-free. This is a big help for lowering prices no matter which insurance company you are with. However, with Progressive, you can keep your low rates despite having an at-fault accident on your driving record. As long as you have been with this provider for at least four years before having an accident, you can keep your rate the same, which is a unique offer since most companies would raise your premium after a crash. Keep in mind that you have to be free of any crashes for at least three of the last four years you have been insured with this business. Ask your agent for more information about accident forgiveness.

Another easy way to get low rates at Progressive is to bundle several policies. If you currently use few different providers for your home, car, and your spouse's vehicle, you should consider the benefits of bundling them all together with a single company. Not only will it be cheaper, but also it will be easier to keep track of the rules and updates of one single business compared to a few different ones. If you want more information about this option, you should ask your agent whether this move could benefit you.

If you pay your premium in full instead of spreading it out over several months, you will probably save some money at Progressive. In most cases, you will pay about ten percent less than you would if you made monthly payments. However, this can add up, especially if you have a few policies with this provider. If you can afford to pay upfront, you should be able to appreciate this type of savings. Plus, it will be one less monthly payment to worry about when you get it out of the way.

If you have not purchased a car yet, but have decided to go with this provider, consider the typical payments on the cars you are browsing. They do vary by make, model, and safety features, so you should compare the likely premiums on each type of vehicle before you choose. If you need help figuring out the likely rate for each type of car, contact an agent.

Getting great coverage while saving money feels great, and you can do this all at Progressive, with just a little help from an agent. You should be able to get any questions answered over the phone or online so that you do not have to commit to a policy first, which makes this provider convenient and affordable.

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