Group term life ... is more ... than ... life ... policies because the costs to the insurer are lower. They have less ... to handle, and are ... multiple account
Group term life insurance is more affordable than individual life insurance policies because the costs to the insurer are lower. They have less paperwork to handle, and are guaranteed multiple accounts from one sale - which is their incentive for offering this type of policy.
A group term life insurance policy offers life insurance coverage to all the employees of a particular organization, or to any other group of people that apply for it. It covers the unexpected death of an employee, and group term life insurance benefits are usually calculated based on the employee’s lost income wages.
Offering group term life insurance is much more affordable for a company than offering individual life insurance policies for each employee. Considering how important it is to offer competitive benefits in order to attract the best employees, group term life insurance is a great option for both employer and employee alike.
Many group term life insurance plans can also be converted into individual policies if an employee leaves the company, which is an attractive flexibility option. Insurance premiums are even tax-deductible, which makes group term life insurance even more attractive to any employer.
Additionally, most group term life insurance policies don’t require individual physical examinations for the employees covered, so employees who may not be able to obtain a competitive life insurance policy on their own can still be covered under group term life insurance. This alone can attract employees to your company over another, whether group term life insurance may not be offered and it’s up to individuals to pay their own premiums.
Group term life insurance is a great benefit to provide to employees and is much cheaper than a comparable number of individual life insurance policies. With no medical exam requirements and full payout, it is a great choice for any group of individuals.
Discount Contacts Are Available Online
If you were shopping for new contact lenses and would like convenience, variety, safety, and affordability, then you should consider looking online for the best deals on discount contacts. Today, the internet is crowded with both reputable and not so reputable companies, all vying for contact lens wearers' business. The most important thing to consider when you choose to purchase via the internet is safety and security.
Purchase Discount Contacts Online and Save!
One major difference between contacts and eyeglasses is that people generally purchase eye glasses less often (generally once every year), while people replace their contact lenses more frequently. Contacts are generally more inexpensive than glasses, but when you consider the frequency at which you have to buy them you might want to consider alternatives that can save you money. When you want to purchase your contact lenses online and you're interested in saving money (and who isn't these days), there are a number of options for you to purchase discount contacts online.
Color Contact Lenses - Your Options.
Very few people are actually satisfied with their appearance. Some will go to great lengths to achieve a look that they consider acceptable. If you wear contacts and you're interested in changing your appearance but you want to use a subtle approach, you may want to consider color contact lenses. You can choose from a variety of natural s including blue, hazel, and green. There are numerous types of these lenses available that vary in the amount of tint used to create the lenses. If you have trouble seeing your contacts during insertion, for example, you don't want to actually change the of your eyes; you just want to be able to see your contacts better. Contacts with a light tint would work better for you.
