4 Ways to Pay for your Plastic Surgery Procedure

Feb 16
07:28

2012

Anna Woodward

Anna Woodward

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The cost of plastic surgery is often high, but there are several ways you can come up with the funds to make it possible for you. Here we explore 4 possibilities.

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When many people start figuring out the real costs of plastic surgery,4 Ways to Pay for your Plastic Surgery Procedure Articles they start to wonder if they will ever be able to afford it. It doesn't seem fair, especially when you see people who make less money than you do get procedures that seem out of your reach. Of course, the biggest mistake you can make is to settle for a less-than-experienced doctor who might happen to charge cheaper prices. There is a difference between looking for a deal and finding the cheapest guy in town. If you're wondering how you will ever be able to afford a good procedure, here are four ways to come up with the money.

Insurance

It is "common knowledge" that insurance won't pay for plastic surgery. While this is true more often than not, it is still worth your time to make sure. There are certain procedures that may very well be covered, at least in part, by a good insurance plan. Procedures like rhinoplasty and breast reduction are often needed for legitimate medical reasons. If you can prove to your insurance company that you need these procedures to improve your quality of life, you may be eligible to get some money. Even if your insurance won't pay for the procedure itself, you can still use it to pay for your prescriptions and other ancillary costs.

Saving

Do you need your plastic surgery procedure right away? If you can wait to get it done, you'll have time to set aside a certain amount of money each month until you have enough to make the payment in advance. This will eliminate the ugly possibility of high interest loans and finance charges that can result in paying many times the original amount due.

Credit Cards

Of course, waiting isn't for everyone. You may choose to charge your plastic surgery on plastic. This has advantages and disadvantages. Advantages? You don't have to wait. You're dealing with a bank you have probably used for some time and are familiar with. Disadvantages? Well, interest rates can be a killer. You don't want to still be paying for your liposuction in ten years. If you're going to use your credit cards, make sure you have the means to make more than the minimum payment when paying back the balance.

Loans

Whether through the surgeon, through your bank, or from a personal friend, you can always get a loan to pay for your plastic surgery. Try your bank before the other options. They will usually give you the best interest rates and the best terms.
Insurance
It is "common knowledge" that insurance won't pay for plastic surgery. While this is true more often than not, it is still worth your time to make sure. There are certain procedures that may very well be covered, at least in part, by a good insurance plan. Procedures like rhinoplasty and breast reduction have legitimate medical uses. If you can prove to your insurance company that you need these procedures to improve your quality of life, you may be eligible to get some money. Even if your insurance won't pay for the procedure itself, you can still use it to pay for your prescriptions and other ancillary costs.

Saving
Do you need your plastic surgery procedure right away? If you can wait to get it done, you'll have time to set aside a certain amount of money each month until you have enough to make the payment in advance. This will eliminate the ugly possibility of high interest loans and finance charges that can result in paying many times the original amount due.

Credit Cards
Of course, waiting isn't for everyone. You may choose to charge your plastic surgery on plastic. This has advantages and disadvantages. Advantages? You don't have to wait. You're dealing with a bank you have probably used for some time and are familiar with. Disadvantages? Well, interest rates can be a killer. You don't want to still be paying for your liposuction in ten years. If you're going to use your credit cards, make sure you have the means to make more than the minimum payment when paying back the balance.

Loans
Whether through the surgeon, through your bank, or from a personal friend, you can always get a loan to pay for your plastic surgery. Try your bank before the other options. They will usually give you the best interest rates and the best terms.