Plan members are obligated to pay for all health care services but will receive a discount from those healthcare providers who have contracted
When I struck out on my own a couple of years ago, I worried about
finding good health insurance for the self employed. I was still paying
a bundle for my monthly Cobra insurance coverage, so I used one of the
on-line insurance quote systems to get a quote on health insurance. I
ended up with Big Blue, and I’m happy with the insurance they provide
self employed people.
The price you pay
Lose your health coverage. You could give up your current health
coverage, mistakenly believing you found a better insurance deal. In
fact, you'll have no health coverage and must to pay large medical
bills out of your own pockets. Imagine arriving sick or injured at the
hospital or doctor’s office, then presenting your discount card only to
find you have no health insurance.
You’re saddled with large medical bills. You’ll have to pay medical
bills yourself if you’re fooled into believing you have real insurance.
The promised discounts may not exist, or may be exaggerated. Hidden
administrative fees and other hidden costs can eat up your discounts.
In the end, you may have to pay more money than you thought.
