Keeping The Little Ones Well – Health Insurance Assistance

Sep 8
13:39

2010

Patrick Daniels

Patrick Daniels

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As a parent, it is the little ones that get put first on the list and the government feels exactly the same way about it. Children and keeping them healthy is something that even the government takes seriously. It is the younger members of the family that are more likely to be covered by government run health insurance plans.

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As a parent,Keeping The Little Ones Well – Health Insurance Assistance Articles it is the little ones that get put first on the list and the government feels exactly the same way about it.  Children and keeping them healthy is something that even the government takes seriously.  It is the younger members of the family that are more likely to be covered by government run health insurance plans.

The government feels that well care is essential for those 18 and under and thus they want to make sure that children are covered for well care visits and immunizations that they need in order to remain healthy.  It is much less expensive to cover this portion of the population because they are usually a relatively healthy group but there are different things that well care can tell you about like if they are developing normally and it can help you identify early the signs of diabetes, obesity, and congenital defects.

If you are struggling to pay your health insurance premiums or have given up paying them completely and have little ones in your household then it is important to realize that getting in those regular doctor’s visits is essential to their health and through government programs like Medicaid and SCHIP you will find the coverage you need at very little to no out of pocket cost to you.  Medicaid is usually free while SCHIP charges very nominal premiums to those who are in the higher income brackets.  SCHIP premiums are very minimal and are assigned on a sliding scale based on what you can afford.

While these programs will not solve all of your family’s problems, it is nice to know that this type of coverage is available to take care of your dependents and will probably help to reduce the overall health insurance premiums that you are currently paying.  Having health insurance coverage for your children means that you will only be required to pay health insurance premiums for those 18 and over in the household.  This could provide you with a significant savings.

It is important to realize that even if you work that you may be eligible to have your dependents covered under one of these health insurance plans.  You don’t have to be living below poverty level to be eligible for government health insurance benefits for your children.  Contact your Medicaid office for more information this could be the information you need to help get a little ahead in your current situation.