Affordable discount dental plans allow you to save money on dental care and they are far less than the cost of traditional dental insurance.
In addition, dental plans are easy to use. Unlike traditional dental insurance, there are no claim forms to file and there are no long-term waiting periods for pre-existing dental problems to be covered.Thanks to affordable dental plans, there is no cause to do without protection for your teeth or your wallet. Here are 5 important items to seek out if you want dental coverage you can afford from a company you can trust. 1. For how many years has the company been in business? The dental plan industry has grown immensely in recent years. Some organizations see millions of people joining dental plans, so they create new dental plans to get in on the action. This often leads to consumers getting suckered in by promises that the newcomers can't deliver. Be careful. Be certain the dental plan you are joining has at least a decade of experience under its belt. The more experience the better! 2. What number of network dentists does the dental plan have in your area? Another way to tell if the dental plan is right for you is the number of nearby dental providers. Again, more is better, as this allows you to be more discriminating when choosing a dentist. If you live in a large city, experienced dental plans will typically have a large selection. On the other hand, if you live in a small town or in the countryside, then your selection will be more limited. In this case, you may want to consider plan dentists within a larger geographical area. After all, once you factor in savings of hundreds, if not thousands of dollars on dental work, then a drive of 25 miles or more may not seem very far.3. Insist on seeing your savings in writing. Some dental plans provide published discounts on only about 10 to 20 common dental procedures, while promising savings on all others. Donít bank on promises. Instead, be certain of what you are getting. Look for a dental plan that gives you exact discounted fees in writing on at least 100 dental procedures. 4. How much does it cost to join? Most plans insist that you pay on an annual basis, typically about $80 to $100 per year for an individual, and $150 to $200 per year for a full family. A few dental plans allow you to join and pay on a more affordable monthly basis. 5. Who are you allowed to cover? Not every household is set up in the traditional nuclear way. Some homes have extended or adopted family members living inside. Joining as a single household unit will save you money. Find out if the dental plan will allow everyone within your household to join as a single family unit.Don't let the lack of dental insurance scare you into neglecting your teeth. Grab an affordable discount dental plan that works for you, and get the dental care you deserve!