Paying For Plastic Surgery - What Are My Options?

Nov 2
07:38

2011

Aloysius Aucoin

Aloysius Aucoin

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Trying to figure out how to fund your upcoming plastic surgery procedure? The article below will provide you with a few ideas and tips worth considering.

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JHenson - ITF Submitted - AAucoin 10/13

Paying For Plastic Surgery

So you've finally made the decision to move forward with your cosmetic procedure. You've done your research,Paying For Plastic Surgery - What Are My Options? Articles picked out a surgeon and requested the appropriate amount of time away from work. But how the heck do you plan on paying for the whole thing? In many cases, determining payment for these procedures can be the most difficult aspect of the entire process, and unless you're a trust fund baby or have come into some recent inheritance, you're likely the one who will be footing the bill. In this article, we will offer up a few tips to help you pay for your plastic surgery.

Step 1 - Get in touch with your health insurance provider. Though most providers will not bat an eye to deny a plastic surgery claim, there are some procedures, such as breast reduction and physical deformity repair that may be covered. It never hurts to ask! Call up your local representative and find out what your options are. The difference could be thousands of dollars.

Step 2 - Speak with your surgeon to find out if there is any way to get your procedure covered under your current plan. If a procedure is worded in a certain fashion, so that it outlines the benefits to your health, there is likely a chance of having at least a portion of the expense reimbursable under the plan.

Step 3 - Do your best to save up enough cash and pay for the procedure ahead of time. Try and set aside a designated portion of your paycheck each and every pay period and put it away in a special savings account of piggybank that has been made for the sole purpose of funding your procedure.

Step 4 - Obtain a low interest credit card and charge the procedure. Get in touch with your credit card company in advance to find out whether your credit limits will allow you do this. You may even consider dividing up the expense between two different cards if your limit is lower.

Step 5 - Consider saving up half of the amount you will need and charge the remaining half to your credit card. Think of it like a reward for all of the saving you've just done. Nobody wants to spend years paying off credit card bills. This will help you lessen the blow.

Step 6 - Head down to your local financial institution and inquire about the possibility of obtaining a personal loan. If you own a vehicle or home, you may even be able to take out some cash against it to fund your procedure.

Step 7 - Find out whether the physician is open o financing the procedure themselves. These days, many surgeons offer financing to prospective patients with interest rates ranging from just under 10% to 20%.

Step 8 - Have your family refrain from buying you expensive gifts during the holidays or on your birthday, but rather make a contribution to the plastic surgery savings fund.

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