Must Know Info about Travel Insurance Policy

Mar 31
20:19

2016

Saif Raza

Saif Raza

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We doubtlessly go from pillar to post to make sure our dream vacation is perfect from all aspects. Especially, choosing the best travel agent or partner, selecting itinerary, booking accommodation, and getting cheapest flight fare; we need it all.

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Traveling is great for life,Must Know Info about Travel Insurance Policy Articles mind, and soul; however, not all travel experiences are par excellent. There’re many stories of devastating tour, travel crisis, and travel woes. However, spoilt vacation is the last thing people will wish for their enemies. Exploration is always about discovering unknown lands and to make it delightful experience one must plan it well.

We do lot of hard work to make sure we experience the best of a holiday. But, how can we get rid of the travel woes! It’s a big question to answer…

The first solution is to be ignorant of the facts, and second is to be cautious. The sense of being wary is to opt for a travel insurance policy. The insurance cover for travelers while traveling ensures protection from all unforeseen incidents. The aspects like health care, accidental cases and emergency evacuation is always covered as well as compensated by travel insurance.

Features to happy memories from vacation:

  1. All insurance plan for travel is a complete insurance policy
  2. All insurance plan for travelers are region specific and hence you get to pay low premiums (it don’t compromise with the features)
  3. Schengen approved travel insurance
  4. Insurance company provides comprehensive support and assistance for both medical and non medical needs mentioned in the brochure or policy
  5. Accidental cases are subjected to double sum insured
  6. All insurance plans have exclusive features, coverage options and miscellaneous benefits
  7. Instant policy is available online and buy in 2 minutes

Medical Needs Covered under Travel Insurance Policy:      

  1. The policy ensures coverage for both in-patient and out-patient (all hospitalization expenses are covered and compensated)
  2. Life threatening conditions occurred in foreign land due to pre-existing diseases are covered in the policy
  3. Double sum insured and other benefits for accidental hospitalization
  4. One gets exclusive coverage option in home country
  5. Medical evacuation and emergency evacuation are covered
  6. Common carrier accidental death while traveling is also compensated
  7. Dental expenses for the insured member is compensated in foreign land
  8. The insurance company do provide daily allowance in case of hospitalization
  9. The insured member also get 2 way compassionate visit during hospitalization
  10. Accidental death during travel is compensated and covered
  11. Permanent total disability and permanent partial disability is also compensated

Non Medical Needs Covered under Travel Insurance Policy:

  1. Trip delay due to any reason is also compensated
  2. Trip cancelation or interruption due to flight cancellation or technical glitch is also covered
  3. Loss of baggage while traveling is a big time travel spoiler. However, it’s always compensated
  4. Delay of checked-in baggage arrival for more than consecutive 12 hours is also compensated
  5. Loss of passport is also compensated and covered
  6. Personal liability is compensated
  7. Return of minor child during insured member being hospitalized is also covered and compensated
  8. All insured member suffering from back problems are upgraded to business class post hospitalization

Frequent Flyers Program:

  1. Multi trip option covered with maximum per trip in 45 days
  2. Multi trip option covered with maximum per trip in 60 days

These are must know info about travel insurance policy; and these all different parts are basic information you must know before opting insurance. However, there are many aspects, which should be clarified before buying insurance. So, always take help of online insurance experts before buying.