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Alston J. Balkcom

Premium Author Alston J. Balkcom

Bridgeport, Connecticut, USA

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I've been an insurance agent since 1985. I've been also been a webmaster for the last several years and have created several websites that help people find answers about insurance matters.


COBRA health insurance has both advantages and disadvantages.  Learn when this important coverage is best for you and when it is a costly mistake.
There are many reasons why nursing home insurance is so crucial.  Close to 70% of people reach age 65 will have need for some care in a nursing home, or something similar in their lifetime.  The...
Most of us realize the importance of having health insurance to help us pay for any health care costs, but treatment from dentists is often not included benefits. Yet, having the good dental care ...
You must be a good risk to get the best premium.  health care carriers will ask about your medical history before offering you an insurance policy.  If you don't meet the insurance company's crite...
Apartment insurance, also called tenant homeowners insurance or renters insurance , may be the best insurance bargain offered to consumers.  Policy holders get a lot of benefits for a low cost.
Everyone deserves  to have some sort of protection from the high expenses associated with medical problems.  It is hard to ignore how important avoiding sickness is to our overall happiness.  It i...
While It is undeniably imperative to have good vision, it may or may not be crucial to have vision insurance.  Many shopping for medical insurance overvalue this insurance and over pay.
The September mandates will reduce the medical insurance alternatives available for children.  Across the United States, many private health insurance companies appear to have decided not to insure ...
Your price for health insurance will, to a very large degree, be influenced by the choice of the deductible you are willing to take.  This means that you will pay more for a small deductible health ...
When comparing a medical insurance policy against another there are several things you should be aware of.  Be sure that the carrier has a limited number of consumer complaints, is likely to be fina...
Don't get ripped off by paying for a guaranteed issue or simplified issue life insurance plan.  These whole life insurance policies have their place, but too many people who could qualify life insur...
Buyers of health care coverage often pay too much for insurance because they hold common misconceptions.  Not understanding when employer-sponsored insurance is better than one person or family heal...
What is the best alternative when you desire to purchase medical insurance for a university student?  Medical insurance may be available from your college, from a mother or father's medical insuranc...
A health care insurance  co-payment can be a unimportant insignificant price that you pay a infrequently each year.  It can also be much bigger sums that will have a real impact on your finances.  I...
Dental insurance contracts are often very benefit-rich on group insurance policies but not so on individual stand alone dental contracts.  For this reason, the 24-month  waiting periods we often see...

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