Flexible mortgages are becoming increasingly popular with borrowers. The main features with a flexible mortgage is overpayment, underpayments, borrow back facility and interest calculated on a monthly...

Offset mortgages are gaining in popularity since the first offset mortgage in 1997 and last year they accounted for 7% of the mortgage market. Spending time with an independent mortgage broker is time...

Offset mortgages are a way of savings you thousands of pounds on your mortgage. The interest you earn from your savings and current accounts are ‘offset’ against your mortgage interest, and your mortg...