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PREMIUM AUTHOR'S PROFILE


Joe Hernandez

Premium Author Joe Hernandez

Long Beach,California,USA

Employer:

Personal Web site:

Memorable Quotes:

Ability is of little account without opportunity.

Brief biography:

My name is Joseph, and Iím a debt counselor with Debt Free Solutions, a debt consulting agency located in Long Beach, CA. I have been assisting people with excessive credit card debt since Oct., 2000.

I have developed a deep-rooted passion for helping Americans fight back and escape the credit card trap. When I was in my early twenties, I naively succumbed to the credit card schemes and I nearly filed bankruptcy. In those days, I was not familiar with debt relief programs.

The reason why I didnít file bankruptcy is because I would have felt like a failure. I ended up working two full-time jobs for the next four and a half years to pay-off all my credit card debt, and one personal loan.

Iíve walked in your shoes. I can feel your pain and every sleepless night that you may be experiencing. I want nothing more than to payback the credit card companies for all their games that they played in order to try to keep me in debt forever.

Yes, I admit, I am responsible for my past debt problems. However, there is something inheritably wrong
when a creditor knows that a debtor is scraping to make minimum payments and the only thing the creditor cares about is how to extend more credit. I urge you to fight back. Get rid of your debt, put it all behind you-whether you do it on your own or through a debt relief agency.



ARTICLES BY JOE HERNANDEZ


Face the future of being debt-free. You will never have to worry again because you will have the knowledge of how to settle debt. We share with you the secrets of getting out of debt.
Are you drowning in debt and it seems impossible to pay off your credit cards? Bankruptcy is not the answer. Settle your debt and overcome your financial struggles.
To settle a debt would mean security, convenience, and comfort. We will lead the path towards proper debt settlement. Loan management firms will be your knight in shining armor in fighting your way to...
Debt relief programs can help you achieve a better financial scenario. Choose a path of a stress-free life by finally getting rid of those never-ending loans and financial burdens.
Stressed out on dealing with credit card companies? Here are proven strategies that assist you in eliminating your credit card debt. There are many options and opportunities that await you on your way...
Ever wonder where to find your much needed credit card debt help? Debt elimination programs can be your partner in eliminating your debt.
Non-profit debt consolidation service may be an effective solution for stressful financial obligations. Dig your way out of debt through secure strategies. Take the first step to becoming debt-free!
Ever wonder how debt consolidation can help eliminate all your financial burdens? To be debt free by consolidation refers to a loan that will encompass all of your other debts and put them into one co...
Let debt consolidation free yourself from financial crisis. It's time to make your move against indebtedness. Consult a debt settlement counselor no
The land of great opportunities should provide a stress-free living. USA debt problems hinder this dream from becoming a reality. If you are in the midst of indebtedness, act now! Debt settlement will...
Consolidating credit card debt has many advantages. Raising your FICO score is just one.† See how consolidating credit card debt can benefit you.
Credit debt help is available to you if you like to extricate yourself from the grips of this problem. The first step is to pay off your high interest credit card debt then stop the blame game and acc...
To have your debt reduced is next to the ultimate objective to get rid of your debt and be financially sound again. Reducing your debt at every turn will consequently free you from it. Regaining freed...
Debt consolidation programs help you lower your monthly payments due to reduction in rates. You may not have to pay late fees and/or extra charges. You can avoid harassing collection calls. Different ...
Credit debt settlement can increase your credit score if you are able to pay off your debt and your credit card is not closed contrary to declaring bankruptcy which will adversely affect your credit s...








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