Joffrey Long provides mortgage lending and real estate advice and insight for homebuyers, real estate investors and investors in mortgage loans. He’s a mortgage lender and real estate investor himself, and has been in the industry for 34 years. He’s also called upon to testify as an expert witness in mortgage related litigation matters.

Informs reader and describes how a loan can be made to an owner of a partial interest, say, a 50% owner of a property, WITHOUT the signature of the other owners.  Reader will learn that a loan can be ...

 Describes important considerations for lenders with respect to their title insurance coverage.  Provides lenders with best practices for ordering title insurance coverage, but more important, for MAI...

Article is for lenders, performing the foreclosure function in collecting on a loan.  Article explains procedures for entering lender’s minimum “credit bid” or required minimum bid at the trustee’s sa...

It is almost impossible to finance the purchase (and repair) of homes needing excessive work.  This article provides a solution by introducing the FHA 203K program, a loan for both the purchase and re...

How banks and mortgage companies, as well as borrowers can benefit from “Pre-Workout Agreements,” which are agreements entered into between lender and borrower, before discussing a special payment pla...