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Melissa Kellet
Financial Consultant

Premium Author Melissa Kellet

Miami, Florida, USA


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Melissa Kellett has a Master in Finance and has been a financial consultant for years. She specializes in Poor Credit Loans people and also in helping people to get approved for Personal Loans, unsecured loans, Guaranteed Unsecured Loans, no credit check loans, student loans among many other financial products. Visit her site at


A long term personal loan gives a borrower the chance to submit lower monthly payments with a low interest rate. Consumers with poor credit should approach lenders warily.
Many ways exist to ease the financial burdens of a college student, scholarships for one, but a private loan may be a necessary supplement. The student should weigh the costs versus the benefits...
Sometimes it is a struggle to get to your next pay day. Short term loans can be a easy way to cover important costs until your next paycheck arrives.
With the recession and a bad credit history, getting a personal $10,000 bad credit loan might seem impossible. But money is available and only a few requirements need to be met.
Due to these recessionary times, credit records and ratings are rife with the names of otherwise good folks. These folks can still get personal loans from many lenders.
Having a number of student loans with variable interest rates, different repayment dates, some cosigned and some not, all with different terms and conditions, can get unwieldy. Student loan cons...
Consumer advocates may criticize pay day or cash advance lenders, but they offer no alternative. If lenders who make these loans are banned, what follows could be worse.
Even with a bad credit history, it is possible to land a loan to finance a car purchase. Following a bit of advice, find a lender who will give you acceptable rates and conditions.
A poor credit rating may preclude many from searching for a $10,000 personal loan. However, some lenders are willing to offer such a loan without the tedium required by traditional lenders.
Any number of reasons could compel a person to take a bad credit personal loan. Aside from boosting your credit score, here are two other common reasons to take such a loan.
Aching to own a home and aching over bad credit does not mean you have to ache over not owning a home. Bad credit will not ease the way, but becoming a homeowner is possible.
Pulling all your bills under one payment umbrella is a good way to solve a lot of problems. As with any financial undertaking, know exactly what you need and know who you are dealing with.
Lenders have many reasons why they look unkindly on home loan modification. Legal help can cost you thousands, so why not do it yourself?
Anxiety caused by overwhelming debt is not good. Rolling all your debts into one account can ease the burden. Payments are usually reduced to a sum smaller than the sum of various payments befor...
Keep your wits about you as you search for a lender. Hasty acts while under financial duress are not always the best actions. Do not be too desperate to land a bad credit personal loan.

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