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Brief biography:
Michael Letcher is the President of Home Insurance Buyers Guide, LLC - an organization that helps consumers find affordable Florida homeowners insurance. Mr. Letcher is a CPA and a Fortune 500 executive.
This year could bring more unwelcome news about your Florida homeowners insurance including rate increases, policy cancellations, fewer discounts, more failing companies, and continued difficulty find...
Many Florida home insurance companies are not in good financial condition at the present time.
You probably know that your Florida home insurance is going up this year. But you might not know about other developments that could raise your rates even further.
Just when it seems like the Florida home insurance market has calmed down, something new seems to come up. This time it is more Florida home insurance cancellations - many of which will hit during the...
While Florida sinkholes have always been with us, these natural occurrences are threatening a wider area of the state. And they haven't made it easier for consumers trying to buy Florida home insuranc...
If you are a buying a home in Florida you can't ask enough questions about the home you are considering. You could be in for a nasty surprise if you don't do your homework.
How many times have you entered information into a Florida home insurance quote website about your home's square footage, roof type, and construction materials only to be disappointed with the results...
During 2009, two Florida based home insurance companies went out of business because their cash reserves fell below state required minimum levels. If this had happened during an active Florida hurrica...
There is nothing new about Florida home insurance cancellations which have been going on since Hurricane Andrew in 1992. But now a new wave of policy cancellations threatens Florida homeowners. Here's...
The legislation recently signed into law by Florida Governor Charlie Crist opens the door to home insurance rate increases starting in 2010. Depending on where you live, those rate increases could be ...
You've read extensively about newspaper media outlets losing market share, drowning in debt, and facing dwindling audiences both in Florida and nationwide. As this trend continues not only are we losi...
The Florida real estate market continues to send out mixed signals as it wrestles with home prices that have declined for 41 straight months and up to 16 months of housing supply in the hardest hit ar...
In early 2009, a story ran in media outlets that very few of Florida's 6 million homeowners paid any attention to. Buried in that story is a frightening scenario that could become a real possibility l...
Most consumers don't have time to read the fine print on their Florida home insurance bill. They don't realize that even those who live in interior, landlocked, Northern Counties are subsidizing the c...
The announcement in January by State Farm Florida Insurance Company that it was exiting the Florida Property and Casualty insurance market sent shockwaves across the state as consumers scrambled to fi...
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