Sometimes, the formal and legal declaration of personal bankruptcy is the best way to go when you're "snowed under" with bills, and you just can't see your way clear to survive.

There's an old saying "a bank won't lend you money if you really need it," and it's really almost completely true. Banks prefer to lend money or extend credit to people who already have lots of money,...

SHAPING YOUR ... TO FIT THE RIGHT ... approve credit to those people who most closely match theright profile. They arrive at those ... by ... ... to various i

If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you ma...

Wipe Out Your Debts!

"No man's credit is as good as his money." E.W. Howe, Americanjournalist, novelist 1853-1937