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Basic Author Rob K. Blake


What can the Federal Reserve really do to effect the current mortgage rate?  Not as much as you think.  Everyone gets excited when they hear something about the Fed lowering interest rates.  They auto...
There is no such thing as a no closing cost mortgage.  It simply doesn’t exist.  There are always costs to originate a mortgage and no company or bank has the ability to waive costs. 
You cannot go from an adjustable rate to a fixed rate mortgage and lower your payment.  The low introductory rate on your ARM was artificially low.  The loan officer probably told you that by the time...
Stated documentation has received a bad rap lately because of the mortgage meltdown.  In actuality, stated documentation is an extremely helpful tool for self employed people who need a mortgage. 
It is not good enough to simply stick a sign in the yard and call that “selling your home”.  You have to compete with new construction and all the existing homes for sale.  And if that wasn’t enough, ...
When you are out shopping for a mortgage, where do you get your information?  Who do you listen to?  These are the 5 people you should never listen to when shopping for a mortgage.
You do not play.  Once they get their hooks into you it is pretty tough to break free.  But they make it so easy right?  Open this account here, get a Home Equity Line of Credit there and before you k...
Public opinion against mortgage brokers is at an all-time high now that the bank's media spin-machine successfully pinned the blamed of the meltdown on mortgage brokers. Every State legislator in the ...
Nearly all home buyers produce a series of simple to prevent mortgage mistakes that cost them $1,000's each time they purchase a house. We will discuss the most common home buying home loan missteps i...
If you are an average mortgage buyer, you would probably think a mortgage lender, mortgage banker, and mortgage broker are all the same thing simply because they all sell mortgages to home buyers and ...
More mortgage buyers seeking reliable home financing programs are opting for the FHA home financing program in greater numbers recently.  In the early 1900s, the FHA was the choice only for those peop...
Do you intend to do all of your research for the best home financing choices, submit a home financing application, and get approval all on the Web?   This article details the tricks on just how to go ...
You need a mortgage that is a small amount bigger than you can qualify for regularly and you know it won’t be a problem financially as soon as the wife returns to work next year.  You don’t intend to ...
You decide it’s time to go shopping for a home mortgage.  The instant this decision is made, a feeling of dread washes over you.  The same old questions thump inside your mind.  How do I compare home ...
What happens to a person's mortgage when they file for bankruptcy? Basically, this all depends on the type of bankruptcy they file and if they include the mortgage in the bankruptcy.

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