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When first starting a business, you'll most likely be processing credit cards and will need a merchant account. Most business owners understand only a few of the fees associated with getting started. This article will explain a few of the other fees that most merchants would qualify as "hidden" fees simply because they aren't usually explained by the merchant account representative and the business owner doesn't know to ask. So, hopefully this information will not only help you be more informed, but save you money as well.