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Purchasing a car during the period of ones learner’s license can prove out to be a nightmare for him. This can be even devastating for the ‘learner drivers’ of the age of 24 or less. The nightmare is in the form of purchasing the car insurance as any car insurance for these categories of drivers would result out in huge premium rates. As a result in order to escape from the heavy expenses these learners avoid the car insurance which may land them in the legal problem if noticed by the police.