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As we matured into adulthood, the whole process of growing up and making a life of our own entailed a great deal of new responsibility. Let’s face it, nobody wants to deal with the chores of daily living, among the most dreaded and overlooked being management of one’s finances. We all love money, that’s what we all work so hard for, to earn money and save and spend it as we see fit. Unfortunately, earning money also entails keeping track of your expenditures in order to be fully aware of how much money you have to spend, and how much you’ve socked away for the future or a “rainy day.”