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The 100% equity mortgage loans present a new strategy to home-owners by helping them to borrow cash “against the full value of the property.” The homeowner may find it easy to take out the 100% equity loan, since he may feel he is getting the best deal. The 100% Equity Mortgage loans integrate the upfront fees, including closing costs into the mortgage plan, thus the borrowerpays nothing upfront. Borrowers often choose this loan when they do not have available funds to cover the upfront costs on mortgage loans. 


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