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It is imperative to safeguard one’s money to ensure that it does not become unclaimed money. If you can be contacted, the money does not become unclaimed money. Your money being operated by strangers simply because it has become unclaimed money! Money becomes unclaimed money only when the account remains idle for more than three years. Keep track of all savings and checking accounts that you have opened for yourself or your kids, all investment accounts, all insurance policies, all employers who may still owe you money, all pension accounts, all retirement accounts, all stocks purchased, all utility deposits and escrow accounts.