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One nightmare all of us must be having is that of the inability to pay the monthly installments of the various items we have probably bought on installments. These nightmares become much more frequent when that item happens to be an automobile. Now if this is related to the one thing that ensures safety, which is insurance, the meaning of insurance itself gets blurred. Therefore, to think, insurance is the one relieving factor related to such deals, but the anxiety related to the monthly installment itself defeats the very purpose of having insurance in the first place.