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Credit Cards play a vital role in everydays life. Around 78% of Americans have Credit Cards. But a person with a bad credit couldn't get a Credit Card easily. There are a lot of formalities to apply for a credit card. Does this mean a person having a bad credit cannot apply for a credit card? He can, but there are lot of formalities. But it's easy for the person having bad credit to get a prepaid credit card.
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