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Many people are unaware of the statute of limitations on debt collections. You can not be made to pay a debt that is older than the limit set by your state. Every state has set a time limit that requires a creditor to institute legal action against a debtor for non-payment of their debt. Once that time limit is exceeded a creditor or debt collector no longer has a right to file suit to collect that debt. As each state is different I have included a chart to determine that limitation in your state.
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