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One of the most potent saving tools you possess as a consumer is the ability to ask. This ability can easily save you thousands of dollars a year, yet the majority of people fail to use it. Most of us are used to walking into an establishment and handing over the amount of money indicated for the item or service we want to purchase. Some may spend hours researching the best deal by going through sale advertisements, comparing prices and doing other research, but few will try to change the price once they walk into the establishment itself. This is not so for those who are trained in the art of asking.