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If you have a high deductible health plan (HDHP), you may be eligible to create a Health Savings Account.  Also known as an HSA, this is basically a special savings account that is used to pay for medical related expenses.  The primary benefit of this account is that you can make contributions (or deposits) into your account using pre-tax income.  The drawback is that you can only use money in this account for medical-related expenses. 



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