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Do you have a mole? The majority of moles are hereditary and those that were not caused by genetics are assumed to be results of sun exposure. In this respect, they are like freckles that can form due to overexposure to sunlight. Since we are discussing the effects of the sun on the skin, I must remind you to shield your skin from sun damage by using a SPF-containing lotion everyday. Researches have shown that an SPF of 15 or higher is required to protect your skin from the sun.