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Federal Student Loans
You can choose your repayment plan depending on what kind of student loan you have taken. There are two kinds of loans: private student loans and federal student loans. Rules are different for both the loans. Private student loans not being a federal fund, has very fewer repayment options. †
Nashville State Community College is weighing the decision to eliminate federal student loans from its financial aid programs. The school is assessing the number of its students who have defaulted on their federal student loans.
Federal student loans are usually the easiest and best type of student loan that you may want to apply for, because they are provided by the government so they have better benefits and lower interest rates.
Student debt can get high, but consolidating federal student loans is one way to take control of the situation. There are several advantages to this option, not just that loans get paid.
The article describes the features of federal student loans. Learn more about federal loans and why they are good ways of funding.
You have gotten all the grants and scholarships you can, but you still need money for your education. Itís time to look at loans. But which is better Ė federal loans or private loans?
Discover all details about federal student loans. Read about their benefits, advantages and disadvantages in this free article.
The presidents of 38 North Carolina community colleges have come together to oppose a new state law that requires them to offer federal student loans to their student bodies beginning July 1, 2011. †
Federal Student Loan is the most common college student loan. There are mainly two kinds of federal student loans i.e. subsidized and unsubsidized. Subsidized college student loan: Government pays the interest whilst the student is attending the college.
A report issued on September 29 by the Government Accountability Office has concluded that a Congressionally ordered federal Web-based tool to help college students compare terms and lenders for federal and private student loans may be a significant challenge to implement and could be entirely unnecessary.†
Itís no secret that going to college can cost plenty, and there are no shortages of student loans, whether youíre looking for federal college loans, graduate loans, or private student loans. †
An overview of federal loans by the student aid expert Milana Grade. She prepared four advantages a borrower should know about these loans.
Federal PLUS LoansAs a student entering college, it is very unlikely that you have a few spare checks lying around that you can cash and magically use to pay for college. Most college-aged students, ranging from late teens through mid-twenties, have no line of credit and cannot receive much money in loans if they need to do so in order to attend college. Therefore, a loan like the federal PLUS loan through the federal government and U.S. Department of Education makes it easy for you, as a potential college student, to use your parentsí line of credit in order to gain financing options for your higher education.
With increased demand for better education, the college and school fees have also increased. As a result, most students have huge student loans by the time they complete their studies. Most federal education loans offer an option that may reduce the burden of student loans.
Private student loans are usually the best option after federal student loans, so if you are not accepted in the government student aid programs, your next best choice would be trying a private lender.