In the past when it came to how the NHS paid your pension, it was very simple. You had a pension based on the number of years' service in the Scheme, your income, and whether you had purchased added years. You also received a tax free lump sum of three times that pension (although GMPs and GDPs have their pension entitlement calculated on a slightly different basis). No thought was required when you reached retirement age.

With UK pension schemes receiving bad press and under performing, many are opting out of pension schemes altogether.  They remain however, a necessary and fundamental investment.

Pension Release is the process of taking a Tax-Free cash sum from your UK pension

Pension issues affect everyone in the UK. For many retired Britons, these issues are all too real since they face them on a daily basis. However, they are able to live on a small pension and their limited savings. Many of them live on property that is worth a lot of money. In England and Wales, the average price of a home is £167,423.

The UK pension is topped up by the taxman of all people, find out how.

How to grow a pension fund with low money down rent guaranteed Spanish properties

The new pension law provides a surplus of tax breaks likely to affect taxpayers and retirees and includes provisions regulating charitable giving and tax deduction procedures. A list of important provisions is provided in the following article.

If you have a "with profits" pension, or are being advised to invest in one - read on urgently. A survey by Money Management, an established personal finance magazine, has once again highlighted the sinking payouts to many investors from well known investment brands.

Is it possible to boost your UK State Pension? What steps can you take to increase your income in retirement? By paying Class 3 National Insurance contributions all this is possible...

With the UK pension pot beginning to dwindle, a stocks and shares ISA offers people a better retirement thanks to its tax rules.

Tax relief is now being offered to those who pay into a pension at the same time as they take out Life Insurance. A sound new idea? We investigate further …

Do you have enough in your pension scheme to comfortably retire? Will you have by the time retirement looms? How much do you need to retire?

This month’s wealth article explores how profitable business owners can benefit, due to concessions in the finance act of 2004. Once your business is on track and delivering profits, the most important consideration is how to maximise you and your family’s future income for you from these profits. This article looks at a topic that has grabbed much media attention recently – using your profits to invest in a company pension, which uses property as the investment vehicle. A Pension Mortgage is one of the most tax efficient methods of repaying a loan on an investment property.

Most of types of financial institutions look for long-term contractual arrangements in which to obtain their funds via investment with the capital markets. The category of these firms fall under insurance companies and large pension funds.

As you are probably aware, the New NHS Pension Scheme goes live from April 1st 2008. This scheme is automatic for new members from that date, and a major change here is that the normal retirement age is 65, not 60. However, the existing scheme also changes in some key areas for those of you who opt to stay as you are.

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