Teen Car Insurance Advice: Driving the Right Car

Mar 20 07:36 2012 Cedric Loiselle Print This Article


The number of teens and college students that drive their own cars is increasing. This is why many car insurance firms have created products that cater to this group of young drivers. Many of them lure parents and teens to what they call the best car insurance for teens. Before you look for the best vehicle coverage,Guest Posting you should first figure out what car to get for your teenage son or daughter. The choice is crucial to the type of vehicle insurance he or she gets.

The issue is that teens and parents do not want the same thing. Teens want to have sporty and good-looking cars, those with sleek designs whose prices are nearly double than the price of their dad’s five-year-old car. Choices also vary between genders. Teenage girls like cute cars that look pretty. Teenage boys like to have sports cars that can speed up real fast along the road. These choices make teens less eligible for cheap car insurance.

Insurance firms look at the type of vehicle you have to assess how much they may be spending on it in case you have a road accident. The more expensive the car is, the more expensive it is to have it repaired if it gets damaged. This is why providers will cover it at a higher cost. So, parents who wish to buy vehicles for their sons or daughters attending college should consider cheaper ones. Parents should talk to their children about how the type of vehicle affects its coverage. It is common for teens to not care about these kinds of expenses, because, obviously, they rely on their parents to do the spending.

The ideal car for the best car insuranceis not necessarily cheap. Some recommended vehicles for teens are Honda Civic, Scion, Toyota Corolla, Nissan Sentra and Mazda 3. Notice that these do not fall in the “cheap” category, but they are not within the “expensive” bracket, either. These cars have a good performance and good range of safety features. Teens who are well-off may buy luxury vehicles such as the BMW-3 Series, Lexus IS, or Mercedes C-Class.

Whatever type of transportation you buy, you should always consider its safety features. Make sure that the one you buy has seat belts and safety airbags. Advanced safety features include anti-theft mechanisms and alarm systems, although, these are reserved to new models, which are pricey for most teens. Anyway, insurance companies are willing to reduce the cost of the policy if your car has enough safety features.

It seems as though the right vehicle choice is enough for a teenager to come up with a good insurance policy. But, the right car to get is just part of the story. Generally, coverage for teens is expensive due to other reasons, one of which is their common driving behavior. Teens, in general, are adventurous and this nature makes them susceptible to road accidents. They speed along the lane and are either apprehended by the police or become part of the road accident statistics. Those who are planning to own a car should have a good driving history or at least good grades in school.

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Cedric Loiselle
Cedric Loiselle

For more information about best car insurance and best car insurance for teens visit our website bestcarautoinsurance.com.
 


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