Frank Zelasko

Frank Zelasko

I am a retired Accountant/Compliance & Risk Auditor married to a wonderful retired lady. I previously spent 44 years of my working life in the Westpac Group working in a number of management roles. I now work as a contractor with a reputable finance broker as a Compliance & Risk Auditor. The vast knowledge & experience I have acquired of the finance industry, together with my wisdom enables me to write articles about finance, which I thoroughly enjoy.

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Frank Zelasko Free Articles

Home Buyers! A Finance Broker will always have your Back

A professional finance broker will waste no time in obtaining a home loan for your dream house. Contact one today and get ready for a budget-friendly home loan.

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Important Advice for Owner-Builders: Finance before you Build your Dream Home

Building your home is a dream for many. But, before starting the work of land excavation, you must obtain finance. It will help you avoid financial restraints in future and ensure that your dream home doesn’t become a nightmare.

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Buying your first home is a thrilling experience. Make it pleasant and affordable with First Home Owners Grant Scheme and stamp duty concessions. You can employ a reputed finance broker and make buying your first home easy.

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Home Loan Calculators for making an Informed Choice

Money stays with you when you use it wisely! It is important that you consider your financial situation before obtaining a home loan package. You must calculate your budget and your borrowing power before starting the home loan search. Also, you must calculate the loan to value ratio and the loan repayment amount to make an informed choice.

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A Quick Commercial Property Investment Guide

Investing in commercial real estate is a very profitable option and one reason for it is high rental income. If you are looking for diversifying your portfolio by opting for commercial property, you must consider the property’s annual return on investment and its yield.

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How to obtain a Home Loan by taking Help of Expert Finance Broker?

You have to consider several factors such as your financial situation, lending criteria, interest rates, etc. while obtaining a home loan. You also have to make a choice between many home loan products. Make the complicated loan process simpler by taking help of an expert finance broker.

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How to obtain Short-Term Business Loans to satisfy the Urgent Financial Needs of your Business?

Short-term business loans can help every business owner in obtaining quick finance. The loan can be obtained quickly and can be used for several purposes such as to cover urgent expenses or to manage start-up costs. The loan will even be useful in getting fast cash to help you take advantage of expansion opportunities.

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End your Confusion about Mortgage Finance Now

Mortgage finance has become a necessity for buying home, office or any other real-estate property. Don’t be confused about the mortgage finance process or the terminologies used by the lender or the finance broker. Read this and understand every aspect of mortgage finance.

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How Can Caveat Loans Help Your Cash Flow Situation?

Caveat loans can help every business owner in paying off debts and expanding business operations. The loan can be availed within 24 hours by securing a property against it. Business owners with bad credit history should not worry because credit checks are not necessary for obtaining the loan.

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Home Loans for Discharged Bankrupt People

Finding a home loan after bankruptcy is not impossible. You can apply with specialised lenders who provide home loans to people with discharged bankruptcy. But, it is important to keep few things in mind like providing 20% deposit and having minimum financial liabilities.

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How to obtain Bad Credit Loans with the help of an Expert Finance Broker?

You can obtain a bad credit loan despite having a poor or a bad credit history. It is because there are specialised lenders who have no problem in approving loan application of people with bad credit history, default, court judgement, debt agreement, etc. To obtain bad credit loan, you can take help of an expert finance broker.

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Car Buyers - Now is the Best Time for End of Year New Car Sales

End of year is the best time to buy a car because dealers provide huge discounts. If you are interested in buying a car, visit dealerships and read online reviews to know about cars. You can take help of finance broker in obtaining pre-approved car finance.

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Complete Checklist of Home Loan Questions for every Home Buyer

Don’t get worried about the confusing “jargons” used by lending officers. Understand every aspect of your home loan package and prepare yourself for buying your dream home.

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Construction Loans Are Becoming More Popular Than Ever

It is not wise to obtain a construction loan without understanding it because lack of knowledge can create financial problems for you. Here is a simple guide you can use to understand how a construction loan works.

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Credit Scores - Components and Weightings Easily Explained

Credit score is an important aspect of any loan process. Lenders/credit providers consider it before approving your loan application. Know what components are considered for preparing your credit score and learn how a credit enquiry affects your score.

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