Kate Ford1

Kate Ford, a mortgage insider, has dedicated her life to helping homeowners and home buyers translate the secret language of mortgage lending to find the best mortgage rate at the lowest cost.

back to homepage

Kate Ford1 Free Articles

Foreclosure Options - Do Not Give Up - Fight For Mortgage Loan Modification

Are you a candidate for a mortgage modification program? Ask yourself these easy 5 questions to find out. Then discover the difference between paying thousands of dollars to a loan modification service or doing it yourself. Above all remember what I say. It is your home and your mortgage. No one cares more about it than you.

Are You Ready To Refinance - Try An FHA Mortgage

Do you know the FHA loan refinance is similar to applying for other mortgages except qualifying standards are easier and protections superior. Here are 6 practical steps the Federal Housing Administration recommends you take to determine if FHA mortgage loans are right for you.

Take 9 Easy Steps To Pay Off Your House Fast

Here are 9 steps to pay off your house. Don't panic. If you have never performed this exercise before, it might make you feel a little anxious. But don't worry. You can start with as little as $15.

How A 30 Year Fixed Rate Mortgage Can Cost You Long Term

Here is how to pay off a home fast. Few homeowners experience the dream of eliminating a mortgage by amortization. I have a solution! The 15 year fixed rate mortgage means amortization actually works in your favor to prepare for retirement.

How To Ask Questions For The Mortgage Rate Refinance

Know what you want from your home mortgage refinance before contacting a lender. A broker already understands you want the best deal. After all, who would ask for the mediocre interest rate of the day. Now here's the catch. If you don't know what you want, how will you know the questions to ask? Here is the secret to a successful mortgage rate refinance.

Buying A House - 12 Questions To Ask Your Real Estate Agent

Your friends are buying a house. You've probably heard them routinely complain how their real estate agent doesn't do enough for them. But if they understood how to signal their agent, it would be easy to to benefit from her expertise. Here are 12 signals to send a real estate agent.

How To Analyze The Real Cost Of Refinance

Evaluating a refinance is difficult for most homeowners. So when borrowers don't end up with the interest rates quoted over the phone, they often feel they have been misled. Discover the refinancing secret to saving thousands of dollars, the most important question to ask a mortgage lender.

Buyer Beware - Choosing A Real Estate Agent Before Looking For A House

Everybody wants a deal when buying a house. And why not? For most people it is the biggest purchase of their life. But buyer beware! There is another bargain you need to find before you shop for a house.

Buying A House - Add Your Camera To My Home Buying Checklist

Buying a house is all about comparison. In order to compare homes it is wise to have a system. Most likely, you have narrowed down your search to homes similar in price. Now you need this additional criteria other than price to avoid confusion. Good luck and happy home shopping.

How To Buy A House - 9 Important Ways To Score A Home While Previewing

Avoid a big mistake the next time you are buying a house. Relying alone on your gut feeling can often be misleading. Learn how to prepare a home buyer checklist and keep your search for the perfect house on track.

Buying A House - Tax Free Borrowing Against Your Home

Buying a house provides serious tax shelter advantages. Expenses related to home ownership can be tax deductible. An additional advantage to owning a home is the tax-free sale. The next benefit you can enjoy is the ability to borrow tax-free against home equity without having to sell your house. Home ownership should be a priority of every personal financial plan.

Buying A House -- Why Purchasing A Home Is Important To Your Financial Future

Buying a house is probably the biggest purchase you will ever make and largest tax shelter you will ever enjoy. Imagine what it would be like when it came time to sell your house if the money wouldn't have to be designated by the government for any purpose. Well, it doesn't. It is yours to keep and use at your discretion.

Buying A House - Should I Buy An Older Home

It's time for buying a house. Let's compare new home buying with purchasing a resale. When it comes to older versus newer, taste is the all-important qualifier. The easiest way to decide is to get out and compare. Once you look around, who knows. You may surprise yourself.

The Mortgage And Property Tax Deduction

Buying a home is probably the single most important purchase you will ever make. Although some expenses do no qualify for deductions on your tax return, there are costs of home ownership that are tax deductible. One way to look these deductions is simply that the U.S. Government is helping you pay your mortgage and property taxes.

Learn Why Schools Are Important When Buying A House

Whether or not you have children, nearby schools are an important consideration during home shopping. So, how do you find out about schools? Learn how to research the quality of schools and where to find the best critics.

1 2 Next Page