Leonard Robbins

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Life Insurance Tips for Smokers

When it comes to life insurance and cigarette smoking, there is no one carrier or type of coverage that one can predict as being the best value. Though rates for smokers are always higher than non-smokers, the difference increases dramatically as one grows older. Age and gender also affects which carrier is the best value.

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No Medical Exam Life Insurance

Life Insurance coverage designed for purchase without a medical exam offers advantages and disadvantage to the purchaser. While many policies are more consumer friendly than in the past, here are some things to consider before you apply.

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Hidden In Plain Sight-Term Life Conversions

Most people do not have a clear understanding of the various options available in term life insurance, and consequently make decisions based solely on price. This document was written to help you determine what additional issues may also have a bearing on the best value for you.

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Life Settlements-The Good,The Bad, And The Ugly

Mention Life Settlements and you’re bound to hear strong opinions, both positive and negative. The life settlement market has grown into a billion dollar industry in the last few years. If you're over 50 and own a term life insurance policy you no longer need, this could mean money in your pocket.

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The Insiders Guide To Buying Term Insurance

Most people consider cost the primary reason for choosing one insurance policy over another. While certainly important, there are additional and by no means less important factors. Among them are some questions to consider.

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