Vanessa McHooley

Vanessa McHooley

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Vanessa McHooley Free Articles

How to Search for Scholarships

Finding scholarships for college or a major university is a lot like picking an actual college. It is not an easy process or something that just happens overnight, but rather, it takes hard work, dedication, and a lot of research to find the scholarship opportunities that are best for you. On the one hand, you are putting a lot of time, work, and effort into finding a scholarship. But just think about the thousands of dollars that you can save by obtaining a scholarship for college.

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Parent Loans

If you are entering college soon, but have no idea how you are going to pay for anything from books to your actual tuition fees, chances are that you are going to be relying upon your parents in some way, shape, or form. For most first-time college undergraduates, college or university tuition is either paid through grants, because parents’ financial information allows the use of grants, scholarships, because of academic or athletic prowess, or loans, because students can not pay for college or a university outright.

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No-Cost Student Loan Consolidation

A no-cost student loan consolidation – doesn’t that just sound too good to be true? Think about it. You have just accrued thousands of dollars in debt through student loans after 4 years of college, or possibly even more. Then, a company offers to take all of your loans off of your hands, put them into one central loan, and do it all for free! Well, while it might not be too good to be true, it all depends around your particular situation, which could make this a “free” process, or could still work out to the benefit of the consolidation company that you are working with throughout the process.

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Stafford Loan Consolidation

A Stafford Loan, which can help to finance your way through a college or university, comes in two forms:

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Federal PLUS Loans

Federal PLUS Loans As a student entering college, it is very unlikely that you have a few spare checks lying around that you can cash and magically use to pay for college. Most college-aged students, ranging from late teens through mid-twenties, have no line of credit and cannot receive much money in loans if they need to do so in order to attend college. Therefore, a loan like the federal PLUS loan through the federal government and U.S. Department of Education makes it easy for you, as a potential college student, to use your parents’ line of credit in order to gain financing options for your higher education.

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Private Loan Consolidation

College life teaches you how to stretch a dollar, how to make a pizza cover breakfast, lunch, and dinner, and how to get the most out of your money. That said, when your college education is over and achieved, the student loans following it should not last a lifetime and follow you throughout your career!

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Private versus Federal Consolidation Loans – What’s the Difference?

Private versus Federal Consolidation Loans – What’s the Difference?

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Federal Student Loans versus Private Student Loans – which is best for me?

You have gotten all the grants and scholarships you can, but you still need money for your education. It’s time to look at loans. But which is better – federal loans or private loans?

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Why student loans are better than credit cards

You need some more money for college expenses this semester. Do you whip out a credit card to pay for your books, or do you apply for a federal or private loan? Well, consider the options

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Student Loan Consolidation – How does it Work?

Student Loan ... – How does it ... loans are a great source of ... aid for students who need help paying for their ... ... students often leave college with

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College Savings Plans – are they the best choice for my child?

College Savings Plans – are they the best choice for my ... Savings Plans, also called Section 529 plans, are one of the best ways to save for college because they ... ... va

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Parent Loans or Student Loans – what is going to be best for my child?

Parent Loans or Student Loans – what is going to be best for my child?At least 20% of college students need some type of loan to help pay for their college ... Such a ... can lead to stud

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Private Student Loans – dispelling the myths

Private Student Loans – ... the mythsIf savings, grants, ... and federal loans don’t cover the cost of your ... it’s time to turn to private loans. But young college students c

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PLUS Loans – it's never too late to subsidize your child’s education cost

PLUS Loans – it's never too late to ... your child’s ... ... Soaring. ... These are the words that seem to begin every article about college tuition costs – and they are

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Financial Aid - when should I apply for?

... Aid - when should I apply for? Many ... types of ... aid are ... to you in the form of ... grants, and loans. With billions of dollars at stake, it is ... t

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