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Credit Education

Credit ... ... Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit ca

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Why you should ditch the big banks and start using Credit Unions

The differemce between a credit union and a commercial bank is that the customers are in fact also the share-holders.

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15 Tips to Rebuild Credit and Improve Scores

Credit can be a sore subject with many Americans. Rebuilding and increasing credit scores does not have to be a difficult task. Here are some quick tips that you can do yourself to start rebuilding your credit.

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Like It Or Not, You Have A Score To Settle!

Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring) by ... Just when most people finish with school and can stop worrying about test scores, there’s a n

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Have We Acted Like a Credit Union Today?

There's a striking example of this ideal in the World Council of Credit Unions' call for self-audit and renewal. It says: "Credit union management and staff should regularly ask the question, `How have we acted like (or unlike) a credit union today?'"

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10 Ways To Boost Your Credit Score

10 Ways To Boost Your Credit Score by Dave Czach1. Deleting Errors in 48 Hours This is the absolute fastest way to correct errors on your credit report and raise your credit score. However, it can onl

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et Your Credit Score To Soar In The Twinkling of An Eye.

Ever wonder how a creditor decides whether to grant you credit? For years, ... have been using credit scoring systems to ... if you'd be a good risk for credit cards and auto loans. More r

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Loans. Take control over your money – start your own credit union

Where do you turn when you are desperately needed a loan and the banks say no? Why not join a credit union? Or better still, start your own credit union!

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Credit 101

These days many people end up with bad credit scores simply because they didn't know what they were doing and how credit works. So for those of us who can't always understand all that legal mumbo jumbo posted on the backs of credit card applications, here's a short crash course in the American credit system.

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Loans - Why more of us are turning to credit unions

Where do you turn when you are desperate for cash but don’t have the sufficient credit rating? Your local credit union may be worth a shot…if you qualify to join.

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8 Missteps to Bad Credit

It's not hard for good people to get a line of credit which they could easily repay, only to fall on hard times and have their dreams of a good credit score snatched out from under them. Here are the ways in which decent and hard-working people are becoming trapped into bad debt.

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The Pros And Cons Of Prepaid Credit Cards

Observers in the lending industry have estimated that there may be at least 50 million Americans who are not able to qualify for credit. These consumers are usually young, often members of the minority groups and unbanked…and they are faced with the long-standing dilemma of credit: how can I build my credit record if no one will give me any credit at all?

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Appeal to American Workers

"...man seems to be in a worse state even than the brutes..." -- Samuel von Pufendorf, "On the Duty of Man and Citizen," Book 1, Chapter 3

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Credit Score

This articles discusses what a credit score is.

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Drawbacks Of Not Having A Credit Card

There are very few things that are as ubiquitous as the credit card. This little rectangle of plastic can give us so much convenience, but to the unwary can also bring so much misery.

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