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Credit 101

These days many people end up with bad credit scores simply because they didn't know what they were doing and how credit works. So for those of us who can't always understand all that legal mumbo jumbo posted on the backs of credit card applications, here's a short crash course in the American credit system.

The Importance of Fair Credit Reporting as a Type of Risk Measurement Tool

How a Credit Score Formula Works

What is credit scoring and how it affects you financial life.

Beware of Bogus Credit Repair Companies! 

... "credit repair" ... claim they can remove negative ... from credit reports. ... as "Credit ... "Credit Rating ... ... or "Credit ... they

Help! This is An Identity Theft 911 Emergency

How to handle an identity theft 911 emergency -- discovering somebody has stolen your identity.

How Getting A Free Credit Report Can Save You From Identity Theft

You should get a free credit report from the three reporting agencies each year. It is your right out of the Fair Debit Collection And Reporting Act to get a free report annually from the three main reporting agencies. These are TransUnion, Equifax and

I Lost My Wallet ... Help!

What to do now that I've lost my wallet

Fixing a Stolen Identity Involves More Than Making a Few Calls

How to fix the problem of a stolen identity

All Is Fair In Love, War, And, Your Credit Report. At Least It Should Be. Under Standing The Fair Credit Reporting Act

Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what’s on your credit report?

Knowing Your Credit Rights

There is an old ... that holds true when trying to restore your credit rating, and the ... is “knowing is half the battle.” This ... ... what ... who have had past cred

Know How to Clear Credit Reports Conveniently

Bad credit reports could be real problem for a consumer aspiring for financial assistance, insurance, or even employment. Knowing how to clear credit reports can help the consumer substantially keeping his or her financial life in order.

Poor Credit Mastercard

MasterCard is arguably the biggest card brand in the world.

Increasing Your Credit Score

If you are planning on ... a new home or buying a car then you have to check to ensure that your credit score is as high as it can be. The credit score is a ... of points based on entri

Getting The Perfect Credit You Deserve

In An attempt to describe perfect credit it is almost ... to put into words because perfect credit is a myth. The best the majority of ... can achieve is good credit, and this is due to t

Debt and Divorce: Facts to Know Before, During and After Divorce

How is debt handled during divorce? How do you protect yourself from creditors if your ex does not pay? Advice about handling community debts before, during and after divorce.