Get Cash in the Morning with Payday Loan Direct

If you have less than perfect credit and you don’t think that you will be able to get approved for a payday loan direct, you are wrong. Even people who have had credit issues in the past have been able to be approved for a payday loan. Of course, there may be more strings attached considering your history, but you most likely will be approved and given your loan in the long run. 

Payday loan companies have come a long way in recent years. In the past, you were made to begrudgingly go into a payday loan company (with less than desirable walks of life all around) to ask for a loan until your next paycheck. Now, more and more companies are expanding their business to the web, offering easy online applications that can be filled out in as little as 5 minutes and it all can be done in the privacy and comfort of your own home, sparing you the humility of going out in public with your request.

Most payday loan direct companies have a limit to what they are authorized to loan you. It usually spans from $100-$750. Service fees and extra charges are generally given on a per/$100 basis, although every company is different. If you get paid every 2 weeks, which is standard for most companies, your fees will be less than someone who only gets paid once a month. The reason for this being, of course, that the amount of time that the company gets their money back is greater. You will need to have some required information on hand when filling out an online application, so be sure to have it all readily available before you begin. Every company has different requirements but most will require you to be a US citizen, over 18 years of age, with your employer for over 6 months, have a valid checking account that has been open for over 90 days. You will also be asked for your personal information such as your checking account number, home address and phone number as well as your place of employment. You usually must fax over your most recent bank statement and generally, upon a quick approval with no other hang-ups, you should have the money deposited directly into your account by the next day.