Help From a Bankruptcy Attorney

A bankruptcy attorney is a legal professional who has studied and passed law school and passed the BAR exam. He is duly certified and qualified to practice law in the country that he has studied it and passed the exam for it. This legal professional has focused his talents on aiding those who are in financial crisis.
Kinds of Help
An individual who is in need of a bankruptcy attorney is one who is basically in financial trouble. There are several avenues that this lawyer may be of help for a person. Giving advice is one of the primary things that a legal professional of this caliber may be of service to an individual. One of the first things that he can help a person with is to determine if filing for this situation is the right thing to do. Some people may have other options open for them instead of opting to go bankrupt. Once this has been established, the legal professional will guide the individual to determine his or her goals and what options are available.
The lawyer may also be tasked to accept calls for collection on behalf of his client. Collectors routinely contact the person who owes money to make sure that he or she is aware of his debt. In most cases, the calls stop when they confirm that the debtor has hired a lawyer to represent him. This action actually helps to ease the client’s feeling of being harassed. Fielding calls from collectors can happen before or after the bankruptcy attorney has helped his client file his or her bankrupted state with the court. The documents and other files needed to do this are prepared by the legal professional. The client is also asked to review the documents before these are filed by the lawyer. The reason for filing the petition is to be under the stay order that collectors must respect and abide by. This order asks all collectors to stop collections and harassment of any sort.
The legal professional also helps prepare the client for the meeting with creditors that usually happens several weeks after the filing of the bankrupt petition. This meeting is a formal affirmation of the debts owed and acknowledges these debts. The lawyer helps his client get ready for this meeting and advises him or her with regards to sensitive issues and possible problems that may arise during this meeting. The bankruptcy attorney also aids his client with regards to the reaffirmation agreements. Secured property that the client might wish to keep can be negotiated and reviewed during this time.
Court appearances are also part of the contact that the lawyer will have with his client. A confirmation hearing is one of the appearances that the legal professional should attend on behalf of his client. This is when the court may approve of the filing of the bankrupt petition that has been filed with it. Any additional motions and filing activity falls under the lawyer’s responsibility.
These are most of the responsibilities that a bankruptcy lawyer should do for his client. Any others may be discussed between the legal professional and his client.