Jamie Hribal

Jamie Hribal

Jamie Hribal is a senior debt counselor for a private firm. Helping individuals and families with financial hardships or facing foreclosure which benefit from debt settlement and mortgage modification. For more information please visit http://www.Mydebt101.Com

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Jamie Hribal Free Articles

How Will Debt Settlement Affect My Credit Score?

The most frequent question that is asked is how are credit scores affected while enrolled in a debt management program. Let me first start off by stating that any and every debt relief or management program will negatively affect your score. In fact, anything short of paying off debt in a timely manner will negatively affect ones credit score. Now, that “disclaimer” is out of the way, let’s get to the facts.

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Avoid Bankruptcy Pitfalls at All Cost

With unemployment widening across the country, household foreclosures at all term highs, and credit card usage peaking early history, bankruptcy appears to be a ray of sunlight for the individuals and families experiencing the pressures of our enthusiastic commonwealth's frugality. Before considering this as your "golden list", calculate me to shed several lights on the consequences of filing insolvency.

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Debt Settlement - Is it For You?

A clarification for individuals looking for advice in financial matters. My goal is to inform the masses with answers to questions I hear frequently. Hopefully the information provided herein will be useful to you or someone you know.

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10 Urban Legends About Bankruptcy

A clarification for individuals looking for advice in financial matters. My goal is to inform the masses with answers to questions I hear frequently. Hopefully the information provided herein will be useful to you or someone you know.

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Living on a Budget - 5 Easy Steps

With gas prices looming $5 per gallon, unemployment at an all time rates, the national foreclosure levels at an absurdly increased rate and food prices driving the market, more families are looking for ways to save money and budget just to stay above water. It may be time for Dick and Jane to sit down and scrutinize how their paychecks are being spent.

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Predatory Lending and Criminal Credit Card Corporations

More and more families are relying on credit cards to weather the storm during economic dowmnturns and are being lasered in on by billion dollar credit card companies and their criminal practices. Recent emphasis on this topic has been making headlines but little has been done to crack down on predatory lending practices, in fact our "government" have given them $700 billion...

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Credit Card Companies Crackdown- What Does This Mean For You?

With all of the banks in a panic to reduce their losses to their mostly fraudulent practices, many of the larger lenders are putting into place more restrictions to yet again deter the hard working citizens from escape of the debt trap. Recent news coverage and yet more to come are announcing changes that will affect life as we know it- even for the responsible card holders and especially for the predatory lending practices for high interest consumers today. So be on the lookout and be very wary of up and coming changes to your credit, may it be bad or good.

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What Options Do I Have to Get Rid of Debt?

Thoughts of a looming depression are causing widespread panic for the average citizen, here in the U.S. and globally. While the President conducts secret meetings and aids big businesses (even those that have committed high end fraud), the risk of hundreds of thousands of jobs are on the line. The normal citizens have been (so far) left out of the equation but left to pay for the years of greedy Wall Street capitalization and the like.

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Who Qualifies For Debt Settlement?

As the credit crisis worsens and unemployment looms over the heads of hundreds of thousands of people due to mergers and fallouts of big business, people are flailing around just to meet the minimums on their basic expenses. More and more people are seeking answers and alternatives to get out from under the rock that high interest debt presents.

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