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Children Heading Back to School Face Identity Theft Risk

This isnít rocket science. We have millions of children registering for schools in person, online, over the phone, via email & through the mail.

This isnít rocket science. We have millions of children registering for schools in person, online, over the phone, via email and through the mail. All of these transactions involve personal identifying information including names, addresses and Social Security numbers.

All of these exchanges of data can be breached in some way by those on the inside of these organizations, hackers from the outside or simply from someone stealing mail or going through the organizationís trash.

The problem here is that once a bad guy gets hold of the childís Social Security number, he or she can then open new lines of credit under that childís identity simply by lying and saying the child is 18 years or older. With that information in the wrong hands, that child will face serious issues as a young adult when he/she is starting a new life and career out of high school.

Dallas Newsreports, ďCriminals create a synthetic ID by combining a childís Social Security number with a different date of birth to fabricate an identity that can be used to commit fraud. ĎSynthetic identities are very difficult to detect,í reported a Javelin study. Guarding your childís Social Security number is critical to protecting his or her identity.Ē

Guarding a childís Social Security number is like guarding a credit card number. Itís bad advice and doesnít work. You canít protect numbers once they are handed over to anyone. Once in the wild, they are vulnerable.

Best advice:

  1. Apply for a fraud alert through the three credit bureaus every quarter to six months to confirm no credit report has been issued. However, this may or may not produce a report based on synthetic identity theftóand itís also time consuming.
  2. Invest in a family identity theft plan that also protects your children. The service will watch their Social Security numbers in the wild, and a good service will repair any damage done if the theft isnít caught up front.

Robert Siciliano is an identity theft expert to†BestIDTheftCompanys.com†discussing†identity theft prevention. For Robertís FREE ebookPsychology Articles, text†SECURE Your@emailaddress†to 411247.†Disclosures.

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ABOUT THE AUTHOR


ROBERT SICILIANO, CEO of www.IDTheftSecurity.com is fiercely committed to informing, educating, and empowering Americans so they can be protected from violence and crime in the physical and virtual worlds.



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