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Article Title : How To Shop Wisely This Valentines Day Author : Paul Penafiel Word Count : 268
Here are several things to keep in mind when shopping online for this upcoming Valentines Day:
Pay with a Credit Card and Protect Your Passwords: Credit cards offer you the most protection as a consumer. Never send cash! If you pay by credit card, your transaction is protected by the Fair Credit Billing Act. This limits your liability for any unauthorized charges to only $50.
Understand the Return Policy: Determine the company’s refund and return policies before you place any order. Generally, any item that has been engraved or personalized in any way, will not qualify for the store’s Return Policy.
Shop with Security: When online, look for a symbol of an unbroken key or padlock of the bottom of your Web browser window to ensure that your transmission is protected.
Print all Transaction Records: Make sure to print or save electronically any records related to your online transactions. This will help you keep track of shipping dates, shipping and handling fees, and other details of your transaction. Take as much info as possible including names, their title and phone numbers in case of disputes.
File a Complaint If you suspect the business may have broken the law, file a complaint with the Federal Trade Commission. You can call the FTC toll-free at 1-877-FTC-HELP (1-877-382-4357) or file a complaint online at www.ftc.gov. or report it to your local Better Business Bureau.
Check the Site’s Privacy Policy: The company’s privacy policy should let you know what personal information the company is collecting, why, and how the information is going to be used. Be cautious if you’re asked to supply personal information, such as your Social Security number or personal bank account information to conduct a transaction.
Paul Penafiel is a team leader at Lifestylenetworker community. Learn winning opt-in list strategies, internet marketing skills, share ideas and resources with like minded individuals. For more info, please visit http://tinyurl.com/hmky, Get free ebooks ($50 value)
