Finding Ford Car Insurance

Ford is considered to be the most favourite car brand in the UK, with Ford Focus being the most popular model. In September 2007 alone, 16,500 Ford Focuses were sold in the UK. Along with its increasing demand and popularity, unfortunately Ford vehicle thefts have gone sky high as well. According to statistics, The Ford Escort Mk3, Ford Orion, and the Ford Fiestas Mks 1,2 and 3 are on the top 10 most stolen cars in the UK. Ford car insurance is a necessity if you already own or have recently purchased a Ford vehicle.

Insurance companies do regular reports and investigations to find out the top 10 cars stolen in the UK. From this research, they charge higher premiums to those interested in getting insured, who own a car which is on this list. Insurance companies will charge you higher premiums if they think there’s a higher risk that your car will be stolen. Getting cheap insurance for your Ford vehicle is not impossible but will require you to find out what’s in the market and to do a little bit of research. Cheap Ford car insurance will be easier to find if you have not made any car insurance claims for the past couple of years. If insurers have records depicting that you make claims often, you are not going to get a good deal. 

Proving you care for your Ford vehicle as much as they do will help you get a discount. If you have your Ford vehicle enhanced with up to date security measures they will be able to have faith that your car will not be possible to steal. Security features that are highly recommended include built in burglary alarms, an engine immobiliser, a steering wheel lock, and other anti-theft technology. Park your vehicle in a locked garage overnight if possible or at least on your driveway. If you have neither, attempt to park your vehicle in a well lit area so it can easily be seen.

Having a clean driving record will also help you obtain low premiums on your Ford car insurance. If you can show any certificates for advanced driving courses you have gone through, that will be an added bonus. A clean history of no parking tickets, no speeding tickets, or accidents depict to insurers that you are a responsible mature driver. The excess is the amount you will pay if you make a claim on your car insurance. If you set your Ford car insurance policy so that you pay more excess along with compulsory excess, insurers will give you a lower premium. If you already have your home or another vehicle insured with a particular company. If you approach the same insurance company for Ford car insurance they should give you a loyalty discount under a group insurance policy plan.

Obtain quotes from a number of different insurance companies to find out which policy is best for your insurance needs. It is easy and quick to obtain insurance quotes by applying through online insurance company websites. Insurance companies give you a bigger discount if you apply online and you can avoid the hassle of dealing with agents that pressure you into buying insurance. Once you have narrowed down to a few quotes that fit your budget, make an appointment to visit the insurance companies to get an in depth idea of the insurance policies available.